COMPARE HEALTH INSURANCE

Find the best deal and the right cover.

compare-income-protection aia
compare-income-protection partners life

HEALTH INSURANCE

self-employed-income-protection

If recent times have taught us anything, there are two lessons that stand out. That life is unpredictable; and that our health and well-being are perhaps the most important things. Although in many ways, life has carried on – babies were born, we still had to show up for work, Kiwis still needed toilet paper – and healthcare.

Health insurance means having access to the healthcare you need, when you need it. The right cover means peace of mind, knowing you’ll be able to protect what’s most important in life, for you and your loved ones. Because self-care is about more than bubble baths and wellness tonics.

FINDING THE RIGHT COVER

DISCLAIMER

There’s plenty of health insurance providers and policies out there, so how do you know what’s best for you? And how do you know you’re getting the best deal? Getting the right plan at a great price also depends on a few factors of your own situation – including financial situation, future plans, occupation, dependents and any pre-existing conditions. Which means comparing health insurance isn’t always so simple. With a few quick details and a chat with a registered financial adviser, we can ensure you’re on the right health insurance plan, and getting the best deal. We work with a range of insurance providers, which means the service is 100% free to you.

Jess Edlin
Jess Edlin
21:41 21 Jan 22
Paul was excellent to deal with - he listened to what I needed and always explained things to me in a way that I could understand. Thanks to his advice and experience I ended up with an insurance package that is much better suited to my needs than the original income protection I thought I wanted.
Rachael Healey
Rachael Healey
10:12 11 Jan 22
Hayley went the extra mile for me more than once. Between fitting in around my work schedule and following up to make sure I was happy with everything, Hayley made the whole process easy, stress free and perfectly suited to what I needed. Thank you!
leon kiddie
leon kiddie
03:52 24 Dec 21
Chantelle Venter
Chantelle Venter
06:20 18 Dec 21
It's been a pleasure working with Kyle McElwin. He has gone above and beyond to get the right cover at the right price for our family! Thank you Kyle for your excellent service!
Elsie Chong
Elsie Chong
04:37 16 Dec 21
Hats off to Kyle for being so patient and professional to explain clearly my options. It certainly made my decision to choose the " best" insurance policy a whole lot easier !!
Nicole Taylor
Nicole Taylor
20:47 13 Dec 21
Joseph Urlich
Joseph Urlich
21:08 10 Dec 21
Excellent. Advisor was understanding of my professional business insurance needs. Recommended a quality provider with excellent services. Overall a great and enjoyable application process. Was able to answer my questions on multiple occasions. Excellent service, please keep up the great work. Will highly recommend to others hesitant on using their services.
Narinder Singh
Narinder Singh
22:37 09 Dec 21
MacKenzie was very professional with good knowledge. Will get you the best deal, explains the complexity of insurance in best way. Highly recommended.
shanu paul
shanu paul
22:13 09 Dec 21
paul brown
paul brown
23:58 30 Nov 21
Insurance suited to what I needed and with in my budget
Julie Bach
Julie Bach
05:58 25 Nov 21
Kyle is very good at explaining through the complex policies and he is very patient. Great personality and always responsive to questions. Highly recommend him.
steve dame
steve dame
00:52 25 Nov 21
Easy to talk to, very helpful, thanks heaps Paul
Michael Broughton
Michael Broughton
10:01 22 Nov 21
I used insurance comparison site to get an indication of options. Blake Sutton subsequently contacted me, introduced himself , explained his remuneration and gave me insurance suggestions to suit my needs. We had two follow up calls and Blake took time to meet me personally to review product I had chosen. Thoroughly professional, up front and honest about his recommendations.
sushil
sushil
01:03 21 Nov 21
i have got the honest comparisons and suggestion on the life insurance requirement and quote . Happy with the overall service
Nikhie Sam
Nikhie Sam
01:47 19 Nov 21
Kyle was excellent in getting me the insurance best suited for me. Highly recommend Kyle.
js_loader

View our other products

CIP
logo01
compare-trauma-logo1
compare-life-cover

Got questions? Not sure where to start? Book a 30 min advice session. It’s free, and an adviser will walk you through your options, pros and cons of different health covers. We’ll even guarantee the best price based on your situation.

Thumbnail

Health Cover - do I need it?

The thing about health insurance is you don’t need it, until you really do need it. While New Zealand has a great public health system, only so much can be funded, and often means long waiting lists. This 60 second video explains how private health insurance works. (recorded August 2020)

PRICE GUARANTEE

prezzy-card-income-protection

We’re confident we can get you the best deal when it comes to health insurance. If you have existing health cover in place, or a current quote, we will guarantee a better price. If we can’t show you a better way to save, or a cheaper policy, we’ll give you a $200 Prezi card. (subject to terms and conditions.)

ADVICE CENTRE

compare-income-protection-advice-centreSometimes, all those options and all that insurance and medical jargon make it hard to know where to start. If you’d like to chat with a local financial adviser about health insurance, you can book a free consultation via phone or Skype.

ABOUT US

Shopping around for car or contents insurance might be simple, but comparing health insurance can start to get complicated. What is covered with one policy might not be covered with another – and sometimes this isn’t easy to spot until claim time. Similarly, the same cover might cost hundreds less with another provider. This website is designed to give you an idea of what policy will be best for you, based on your situation.

After a quick break down of your current situation, you’ll get online advice from one of our registered financial advisers. They’ve got in-depth knowledge of a whole range of health covers with different providers, so can help structure your cover in the most cost-effective way. Because insurers pay us a commission for our services to you, it’s 100% free for you.

about-compare-income-protection

HOW DOES HEALTH INSURANCE WORK?

What-is-Mortgage-Protection-Insurnace

Health insurance ensures you get health care you need, exactly when you need it. It helps pay for medical care in hospital, and for out-of-hospital care (such as specialists and dentists). The right health policy can mean avoiding public waiting lists for important treatment and avoiding costly private surgeries and care. It also means you can rest easy, knowing you’re covered. If you’re ready to compare, click here.

Just some of the benefits of health insurance include:

Care when you need it – private health insurance means no public waiting lists. Allowing you to get back on your feet, and back to work, sooner. Private health insurance means the best care when (and where) it suits you.
Surgical cover – the costs of common private surgeries might cost more than you think. A knee replacement typically costs $22,200 – 30,000; tonsil removal $3,900 – 6,300; colonoscopy $1,700 – 3,000; endometriosis surgery $6,900 – 18,900; prostate cancer surgery $16,200 – 24,200; breast cancer surgery $6,400 – 17,800; varicose veins $7,00 – 9,800
Medical cover – including cancer treatment, and some drugs not funded by PHARMAC
Specialist care – have access to private specialists when you need it, without long, uncomfortable waiting lists
Optical and dental – certain health policies cover everyday dental and optometrist costs, but more comprehensive plans also cover the bigger costs such as oral surgery and cataract removal
Physiotherapy and Chiropractic –
including everyday visits as well as post-surgery care
And more.